How to avoid 'Crash for Cash'
‘Crash for Cash’ is a term used when the driver behind will accidentally slam into the back of the car in front, causing a collision. Following the incident, the criminals will file an insurance claim, this will result in the criminal asking for a loss of earnings or personal injury claim.
Did you know 2.7m car insurance claims were made between October 2019 and December 2020 over 170,000 of those claims were suspected ‘Crash for Cash’ scammers?
These scammers target areas such as big cities or busy towns: Birmingham, Bradford, Manchester, London, and Luton.
How do you avoid a ‘crash for cash’ scammer? No matter how careful you might be on the road, there is no simple way to avoid this situation, but there are things you can do to reduce the odds of being falsely claimed against.
Stay Alert – it’s common sense but paying attention to the road and drivers can reduce your risk of being in an accident.
Know the signs – crash for cash encounter can include the driver or their passengers appearing to be unfazed after the collision, seeming to exaggerate injuries, or being equipped with pre-written insurance information. None of these are proof positive, but it’s worth noting any of these details if you notice them.
Record what happens – Using front and rear dashcams footage can give you more of an accurate and clear account of what happens.